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Established Member
sok454
Posts: 54
Registered: ‎06-06-2012
0

Score Change... not what I was hoping for.

Well Experian updated my balances on 2 of the cards.  So my utilization went from 99 to 52%.   Of course my score on the FAKO went from 596 to 607.  Ugh.  Was hoping for higher.


Starting Score: 596
Current Score: 646
Goal Score: 720+


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Established Member
sok454
Posts: 54
Registered: ‎06-06-2012
0

Re: Score Change... not what I was hoping for.

Well got an update this morning.... my new score is up to 639!   And that is with out the FICO showing the decreased balances of 2 of the cards... so about 12k out of 21k of CC that was paid off has not even been utilized yet!  WOO HOO!

 

 

 


Starting Score: 596
Current Score: 646
Goal Score: 720+


Take the FICO Fitness Challenge

Valued Member
Nella
Posts: 39
Registered: ‎03-12-2012
0

Re: Score Change... not what I was hoping for.

Awesome!! Keep up the good work.

Starting Score: 550's
Score: Equifax 626 TU 613 Experian 671
Lender pull 01/22/2013 Eq 641 TU 636 Exp 670
Goal Score: 720
Closed Escrow on 03/05/2013!!!
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Established Member
sok454
Posts: 54
Registered: ‎06-06-2012
0

Re: Score Change... not what I was hoping for.

Apparently that alert was from Friday.  Today's alert had me up to 642!  And still doesn't seem that the balances are decreased.  My FAKO on Experian did go up to 640 as well!  I'm hoping that 2 of the old baddies will get removed from my GW letters I sent last week.   We'll see though!.  Now if I can just get a PFD on the medical collection I have.  That is today's goal...to get that letter completed!


Starting Score: 596
Current Score: 646
Goal Score: 720+


Take the FICO Fitness Challenge


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