lexus4me wrote:Myfico monitor reported the change in my score and the reason given was 'you recently requested or have been seeking new credit'...I was not seeking any other credit and only accepted the 'credit increase offer' from the screen on my account for that particular card.It takes many inquires in rapid succession to cause that type of drop. Your lender probably ran a hard instead of a soft inq. I hate it when they do that especiall when they are making the offer. Check your inquiries and if you did not authorize a ard, call and ask them to remove it or dispute it if its anywhere but Experian
lexus4me wrote:There is only one Inquiry reported on my Credit report, and it is from that bank. And, yes, it was a hard inquiry, but I have had hard inquiries in the past, like shopping for a mortgage, and that didn't even drop it 8 points. That was why I posted this note...it seemed really extreme. In fact, the last credit inquiry on my report was for that Mortgage shopping I did in May of 2006 when I bought my current house.I'll admit that I've never seen this either. Did you pay off an installment or close an account.? That is truly wierd.