Credit Cards Center Credit cards from our partners
New Contributor
Posts: 64
Registered: ‎12-01-2011

Score Impact of 2 Judgements

Does it make a difference if you have one judgment or two or is the score hit the same no matter the number? I have 2 paid judgments (2008, 2009). I am trying to get them removed from my report. If I have success with just one, will I see any bump, or would I have to have them both removed to see an impact? 

Starting Score: 539 EQ 11/1/2011
Current Score: 648 EQ SW , 670 TU SW, 654 EX (MTG Pull 8/19/2013)

**It's a marathon not a sprint**
Moderator Emeritus
Posts: 32,869
Registered: ‎08-04-2007

Re: Score Impact of 2 Judgements

Like with added inquiries, added new TLs, added collections, the law of diminishing returns comes into play. Some in here saw no gain after removing a judgment with at least one more remaining, but saw very large gains when they were PR-free. YMMV on your credit I bet, but if I had to gamble I would say no to little gain when the first of two go away.

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.