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Posts: 59
Registered: ‎12-24-2009

Score Watch by Equifax?

[ Edited ]

Does anyone know why myFICO Score Watch utilizes only the Equifax database as opposed

to the TransUnion? I realize that may be a stupid question. Just wondering whether Score Watch

is affiliated with myFICO, or Equifax.




EQ:729, TU:755

Message Edited by griffss on 01-19-2010 12:13 PM
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Posts: 28,115
Registered: ‎04-01-2007

Re: Score Watch by Equifax?

Not a stupid question at all!

ScoreWatch was developed jointly by Equifax and FICO. You can buy it on their site as well as here. Best as I can tell, there's no difference between the two. Often, when SW goes wacko again, it's because the EQ servers crashed or something. This is one reason why it gets tough to de-bug problems --they have to figure out on which side the problem originates.

It would be nice if TU offered something similar, but as always, it takes two to tango.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
New Contributor
Posts: 59
Registered: ‎12-24-2009

Re: Score Watch by Equifax?

Much obliged haulingthescoreup! Interesting.

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