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@longhorn11 wrote:
So while I'm waiting on chase to get back with me on my sapphire preferred app, I went ahead and joined penfed last night and was approved for their platinum visa card. Tonight I got a message from score watch about the inquiry so I checked my score and it went up 3 pts. No clue how that happened, but I'll take it. Anyone else have a similar experience?
Bump must be due to other things i.e history, reduced util, old inq not factoring etc.
Ditto...I once got a SW alert for +20 due to adding an inquiry. The inquiry didn't give me 20, but a baddie fell off that resulted in a net gain of 20. SW won't alert you to dropped balances, dropped baddies, etc. (only increases), so it could have been due to what CS800 mentioned above.
@longhorn11 wrote:
So while I'm waiting on chase to get back with me on my sapphire preferred app, I went ahead and joined penfed last night and was approved for their platinum visa card. Tonight I got a message from score watch about the inquiry so I checked my score and it went up 3 pts. No clue how that happened, but I'll take it. Anyone else have a similar experience?
I can assure you the INQ did not net a increase, but something else on your report did (ie: history of accounts)