@Appleman wrote:Was reviewing my scores this evening and found the following.
Equifax Transunion Experian
myFICO - 773 767 756
Equifax service 715 707 702
CreditKarma 726 726
Credit Sesame 729
Inquiries 7 7 13
Today I applied for the Amazon card and the additional inquiry has not yest shown on myFICO (Transunion pull). So that score will be lower when the inquiry posts.
I did receive almost instant email alerts from both CK and Credit Sesame.
myFICO shows 10 Inq while Equfax shows 13 for my Experian report (creditors really like to pull Experian)
I know that the Equifax site is a FACO score, any idea which scoring model they approximate?
If it's the 3 bureau thing that Equifax has, it doesn't approximate anything: educational purpose score only.
The difference in inquiries is myFICO only shows inquiries within the last year, namely only those that are counted for scoring purposes.
