Score dropped 57 Pts... Having a meltdown

[osbranger]

Hard facts:
2 credit cards. BoA with 800 CL and AMEX with 1k CL

AAoA is 7 months.

Pay In full every month and keep utilization to 8-15% on each card.

I am monitoring my score on Credit Karma since the age of my accts are 7 months. Today it posted a CL limit increase as well as a hard inquiry for my Amex card I got 48 days ago. When this posted my score dropped 57 points.

What the heck is going on? Will I see this points back in the near future or am I done for? CK claims that they get that score from TU but idk how reliable that is.

What should I do?

OSB

[DevotionToU]

CK is not an accurate FICO score.  As long as everything in your actual credit reports shows that things are OK, things are OK.  

CK saying they pull from TU just means that is the report they are basing the score they show you from that CRA.

[user5387]

CK is typically not recommended if you want to get a real handle on your scores.

[Kenny]

Do not get upset at all because of a thing Credit Karma ever tells you regarding your score.