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Mine is fluctuating randomly between 772 and 790+, and has been for 6 months
TheNewWorldMan wrote:
How much has it dropped?
Bear in mind fluctuations in the 3-5 point range are pretty much the standard level of "noise" in FICO scoring, and aren't a sign anything terrible is happening.
@prim2007 wrote:
I need a better explanation then the generic one provided by myFico that says this:"There was a change on your credit report that lowered your score but did not trigger an alert. For example, the balance on an account might have increased enough to lower your score, but not enough to trigger a balance increase alert or You moved from one category of credit users to another as time passed..."I can see no changes related to balances or anything else in the past 3 months, only an address change yet my score has dropped twice over a 3 month period. I'm still in the higest credit category but just barely now. This is discerning when your score keeps going down and nothing is changing.Can someone tell me how I can learn more about why this is happening? There has to be a specific calculation.
@smallfry wrote:
So hauling you are done with the rebucketing dragging down your scores already? Congrats.