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Score impact adding accts./inquiries

Frequent Contributor

Re: Score impact adding accts./inquiries

Sorry, overall UTI is roughly 49-50%

Amex PRG(NPSL), Amex BCE($5K), Amex Hilton($1K), NavCheck ($15K), NFCU CR Siggy($20K), USAA Amex($7K), USAA World MC($7K), CSP($2.3K), Chase Marriott($1.8K), Care Credit($2.5K), Cap1 QS($3.5K), VS($500), Cap1 Secure($200) Starting Scores(Jan 2013): FICO EQ: 643, TU: 552, EX: 567 Current Scores(Sept. 2016): FICO EQ: 672, TU: 703(?), EX: 682 In the Garden FOR-EV-ER!!!!! Cards and goals achieved! Let's grow and mature these babies!!!
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Valued Contributor

Re: Score impact adding accts./inquiries


guiness56 wrote:

CreditJunkie917 wrote:

no, the TL haven't starting reporting as they were all opened in the past week. I did receive a score boost because of two INQ on EQ. It was an 11pt jump.


That is odd.  You don't get increases due to an inquiry.  Are you sure nothing else happened?  An account aged, AAoA got older, something that would add points.


+1 I doubt it was because of the INQ that your CS went up. It might have been another factor involved that wasn't calculated.

AMEX BCE (30K), DISCOVER IT (29.5K), NFCU CASH REWARDS (25K), BOA TRAVEL REWARDS (15K), USAA VISA (13K), CHASE SAPPHIRE RESERVE (13K), COMMENCE MASTERCARD (7.5K), CHASE FREEDOM (7K), CHASE FREEDOM (7K), TFCU CC (2.5K), TARGET REDCARD (900)
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