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Frequent Contributor
CreditJunkie917
Posts: 403
Registered: ‎01-08-2013
0

Re: Score impact adding accts./inquiries

Sorry, overall UTI is roughly 49-50%

Amex Plat.(NPSL) Amex PRG(NPSL), Amex BCE($6K), Amex Hilton($1K), NavCheck ($15K), NFCU CR Siggy($16.6K), USAA Amex($7K), USAA World MC($7K), CSP($5K), Chase Marriott($5K), Care Credit($2.5K), Cap1 QS($3.5K), VS($500), Cap1 Secure($200)
Starting Scores(Jan 2013): FICO EQ: 643, TU: 552, EX: 567
Current Scores(October 8, 2014): FICO EQ: 679, TU: 703, EX: 696
In the Garden FOR-EV-ER!!!!! Cards and goals achieved! Let's grow and mature these babies!!!



Established Contributor
efranklin23
Posts: 1,543
Registered: ‎11-14-2013
0

Re: Score impact adding accts./inquiries


guiness56 wrote:

CreditJunkie917 wrote:

no, the TL haven't starting reporting as they were all opened in the past week. I did receive a score boost because of two INQ on EQ. It was an 11pt jump.


That is odd.  You don't get increases due to an inquiry.  Are you sure nothing else happened?  An account aged, AAoA got older, something that would add points.


+1 I doubt it was because of the INQ that your CS went up. It might have been another factor involved that wasn't calculated.

$13.5K$7K6K$15K$5K1K
$5K

EQ-659 TU-676 EX-705 (as of 8-15-14)

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