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I decided to pull my fico's today and was happy to see that I'm now in the sixes on 2 bureau's. EQ has always been my lowest. My scores are 613TU, 591EQ, 615EX. I never thought I'd be excited about being in the 600's, but since I made some huge mistakes in the past with my credit I've learned so much from reading these forums.
Thanks so much to everyone's advice and posts. I have a long way to go, but the fact that its moving in the right direction is very encouraging.
Awesome! I thought my celebration over the sixes was a bit silly, but hey! Progress feels sooooo good! Great job and keep at it!
I believe all sixes calls for six glasses of wine.