OP... If you got a letter with the score on it.... It always discloses on the paper WHAT scoring model is used. That info is pertinent to this conversation. We can throw shots in the dark all day but I'm willing to bet it's a different model OR something changed on your report that TU hasn't reported in an alert. EQ is the only CRA that reliably sends out alerts on changes. Unless TU alerts myFICO doesn't have the new info.