cancel
Showing results for 
Search instead for 
Did you mean: 

Score model equivalents

tag
Anonymous
Not applicable

Score model equivalents

I just renewed my 3 score fico membership. And looking at what my mortgage broker ran to the scores i see there are wide differences. The report provided to me by my mortgage broker indicates, Equifax Beacon 5.0 FACTA, Experian Fair Isaac V2 and TransUnion FICO risk score classic 04. What models do i receive scoring on with the MyFICO membership?

Message 1 of 6
5 REPLIES 5
myjourney
Super Contributor

Re: Score model equivalents

Welcome to the forum 

TU 08....EX 08....EQ 08 are the versions used here 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 6
Anonymous
Not applicable

Re: Score model equivalents

Thanks. Would the scoring be any different? Im + 40 points based on MyFico compared to my mortgage broker. 

Message 3 of 6
myjourney
Super Contributor

Re: Score model equivalents


@Anonymous wrote:

Thanks. Would the scoring be any different? Im + 40 points based on MyFico compared to my mortgage broker. 


Yes scores will vary by different fico scoring model used....Your lender scores are older versions of fico 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 4 of 6
Anonymous
Not applicable

Re: Score model equivalents

Ok, thanks. Just thought it was odd to be that much higherwith myfico than the broker. back to the drawing board. Smiley Indifferent

Message 5 of 6
myjourney
Super Contributor

Re: Score model equivalents


@Anonymous wrote:

Ok, thanks. Just thought it was odd to be that much higherwith myfico than the broker. back to the drawing board. Smiley Indifferent


Glad to help don't be no starnger ....plenty of help here 

Good luck on your new home 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 6 of 6
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.