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I just renewed my 3 score fico membership. And looking at what my mortgage broker ran to the scores i see there are wide differences. The report provided to me by my mortgage broker indicates, Equifax Beacon 5.0 FACTA, Experian Fair Isaac V2 and TransUnion FICO risk score classic 04. What models do i receive scoring on with the MyFICO membership?
Welcome to the forum
TU 08....EX 08....EQ 08 are the versions used here
Thanks. Would the scoring be any different? Im + 40 points based on MyFico compared to my mortgage broker.
@Anonymous wrote:Thanks. Would the scoring be any different? Im + 40 points based on MyFico compared to my mortgage broker.
Yes scores will vary by different fico scoring model used....Your lender scores are older versions of fico
Ok, thanks. Just thought it was odd to be that much higherwith myfico than the broker. back to the drawing board.
@Anonymous wrote:Ok, thanks. Just thought it was odd to be that much higherwith myfico than the broker. back to the drawing board.
Glad to help don't be no starnger ....plenty of help here
Good luck on your new home