@gdale6 wrote:
@Tonya-E wrote:
Well I gave it one last shot with Equifax in getting that one baddie removed. They have finally removed it. I am waiting to see when myfico updates. I have confirmed the removal but I haven't received an alert on here yet. I am hoping it updates quickly before my other accounts update this month. That way I can isolate the occurrence and what it does to my score if anything. I am sure it is bound to have some affect. But it will be interesting to see exactly what happens...
Edit:
**I got impatient and decided to buy the equifax report....I went from 790 to 835 with just the baddie removal. So for me, it really made a huge 45 point difference!**
A large point move for a 30 day late but it can happen as you have just proven. Grats
Thanks gdale!
The crazy part is the late was nearly 7 years old. But I will take it! That jump was in the 8 version. It went from 755 to 774 in the 5 version.
Wallet: Amex BCP-45k| Barclays Rewards MC-26.3k| Citi Thank You Preferred-27.5k| Citi Double Cash-14k| Target MC-11.5k| Walmart MC-7.5k| Chase Freedom Unlimited Signature-6k
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