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If you don't use a credit monitoring system like CCT (ignore those scores and advice), the only way to see any changes to your EQ is to buy a new EQ report. Looks like you found the right link for the $10.95.
Merrick's action could cause a drop if your mix of credit is impacted and/or your util takes a hit.
BTW, DW has Merrick. When was the last time you used that CC?
Hi llecs,
Thanks for the response. Yes I think it impacted util, it was my big limit card and I had it for emergencies. The last time I used it was April 2007. They told me they are closing the accounts of anyone who has not used the card in a year.
cashonlynow wrote:Hi llecs,
Thanks for the response. Yes I think it impacted util, it was my big limit card and I had it for emergencies. The last time I used it was April 2007. They told me they are closing the accounts of anyone who has not used the card in a year.
Thanks for the input. Ideally, you'd want to use any CC every 4-6 months for, at the very least, a cup of coffee or pack of gum.