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ScoreWatch alert is crazy,alert that score go up,then down.ugh

tag
golo
Frequent Contributor

ScoreWatch alert is crazy,alert that score go up,then down.ugh

I've been disputing a charge off that has been "forgiven" and a 1099 issued for the whole balance,yet Sears/CBNA still reporting a current balance for the whole amount and it's killing my util in EQ. Interesting while this TL is in dispute my score goes up and down,to the point that i have received SW alerts saying that my score have gone,then the next day another one saying that it had gone down,and it just say the same thing,i think i have the fico gods working overtime,lol, look below:

 

Alert dateDetails
Show/Hide Details
SEARS/CBNA
(XXXXXXXXXXXX8832)
Account opened: 5/2002
Description: Consumer disputes this account information
Charge off account
Charge
Amount in H/C column is credit limit
 Previously reportedNewly reported
Balance:$778 
Past due:$778$778
Status:Bad Debt; Placed for collection;Bad Debt; Placed for collection;
Last activity:1/1/20071/1/2007
Description:Consumer disputes - reinvestigation in process
Consumer disputes this account information
Charge off account
Charge
Consumer disputes this account information
Charge off account
Charge
Amount in H/C column is credit limit
Contact: SEARS/CBNA, PO Box 6282, Sioux Falls, SD, 571176282
Show/Hide Details
SEARS/CBNA
(XXXXXXXXXXXX8832)
Account opened: 5/2002
Description: Consumer disputes - reinvestigation in process
Amount in H/C column is credit limit
 Previously reportedNewly reported
Balance:$778 
Past due:$778$778
Status:Bad Debt; Placed for collection;Bad Debt; Placed for collection;
Last activity:1/1/20071/1/2007
Description:Consumer disputes this account information
Charge off account
Charge
Amount in H/C column is credit limit
Consumer disputes - reinvestigation in process
Amount in H/C column is credit limit
Contact: SEARS/CBNA, PO Box 6282, Sioux Falls, SD, 571176282
Show/Hide Details
SEARS/CBNA
(XXXXXXXXXXXX8832)
Account opened: 5/2002
Description: Consumer disputes this account information
Charge off account
Amount in H/C column is credit limit
 Previously reportedNewly reported
Balance:$778 
Past due:$778$778
Status:Bad Debt; Placed for collection;Bad Debt; Placed for collection;
Last activity:1/1/200711/1/2006
Description:Consumer disputes this account information
Charge off account
Charge
Amount in H/C column is credit limit
Consumer disputes this account information
Charge off account
Amount in H/C column is credit limit
Contact: SEARS/CBNA, PO Box 6282, Sioux Falls, SD, 571176282
Show/Hide Details
SEARS/CBNA
(XXXXXXXXXXXX8832)
Account opened: 5/2002
Description: Consumer disputes - reinvestigation in process
Consumer disputes this account information
Charge off account
Charge
 Previously reportedNewly reported
Balance:$778 
Past due:$778$778
Status:Bad Debt; Placed for collection;Bad Debt; Placed for collection;
Last activity:1/1/20071/1/2007
Description:Consumer disputes - reinvestigation in process
Amount in H/C column is credit limit
Consumer disputes - reinvestigation in process
Consumer disputes this account information
Charge off account
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