03-20-2013 05:47 AM
I recently applied for a discover card 0n March 10, which was declined. My equifax fico score, through this site was 716 on March 10, when I pulled it. I just got the letter from discover which said my equifax score was 644. Why such a big discrepancy?
03-20-2013 09:27 AM - edited 03-20-2013 09:28 AM
I believe they use a CC-enhanced FICO unlike the Classic EQ FICO as on here. ETA...a CC-enhanced FICO will factor in CCs more than the other accounts.