Established Member
Posts: 13
Registered: ‎01-12-2013

Scores Don't Match

I recently applied for a discover card 0n March 10, which was declined.  My equifax fico score, through this site was 716 on March 10, when I pulled it.  I just got the letter from discover which said my equifax score was 644.  Why such a big discrepancy?

Moderator Emeritus
Posts: 32,869
Registered: ‎08-04-2007

Re: Scores Don't Match

[ Edited ]

I believe they use a CC-enhanced FICO unlike the Classic EQ FICO as on here. ETA...a CC-enhanced FICO will factor in CCs more than the other accounts.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+