03-21-2013 05:58 PM
03-21-2013 07:23 PM
Hi i'm new to myfico and had a quick question. My current EQ fico score is 661 which i set my alert to notify me of a change as i read in the forums. Just received an alert that my score dropped below the target 661. Do i have to use my last score report or should i wait and leave it at 661the target and see what happens. Thanks for your help in advance.
Alert should also show your new (changed) score. If it's just a few points, that will happen all the time. slight change in utilization, number of accounts with balances, etc. If the score drop is large (and you don't know why) it may be worth it to pull the report to see what may have caused it.
03-21-2013 07:33 PM
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.