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Established Member
Posts: 18
Registered: ‎11-23-2012
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Re: Scoring Question: My Fico Transunion vs Transunion vsTransunion that creditor pulled

But if My Fico is the score that "creditors" use why was the score pulled at 607 and not 685?

 

My Fico sells scores as well and it appears all my creditor or lender pulls clearly are not using My Fico as the score to give or deny credit.

 

So how do I know when "my score" is good enough to apply for credit?

Starting Scores 11/2012
EX 521 EQ 559 TU552

8/1/2013
EX 544 EQ 637 TU 685
Super Contributor
Posts: 8,668
Registered: ‎06-19-2013
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Re: Scoring Question: My Fico Transunion vs Transunion vsTransunion that creditor pulled


gmac11 wrote:

But if My Fico is the score that "creditors" use why was the score pulled at 607 and not 685?

 

My Fico sells scores as well and it appears all my creditor or lender pulls clearly are not using My Fico as the score to give or deny credit.

 

So how do I know when "my score" is good enough to apply for credit?


i belive myfico uses tu98 for thier fico scoring, and i am not sure an lot of lenders use that system? Correct me if i am wrong 



EX Fico 791 1/7/15 Fako 801 CS/Credit.com 11/24/14
EQ SW bank enhanced 2/27/15 808 CK fako 807 2/7/15
TU Fico Barclay's 3/26/15 791 TU fico walmart 3/23/2015 788 Fako 808 Creditkarma 3/23/15
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