Scoring Question: My Fico Transunion vs Transunion vsTransunion that creditor pulled

[gmac11]

But if My Fico is the score that "creditors" use why was the score pulled at 607 and not 685?

My Fico sells scores as well and it appears all my creditor or lender pulls clearly are not using My Fico as the score to give or deny credit.

So how do I know when "my score" is good enough to apply for credit?

[mongstradamus]

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@gmac11 wrote:

But if My Fico is the score that "creditors" use why was the score pulled at 607 and not 685?

My Fico sells scores as well and it appears all my creditor or lender pulls clearly are not using My Fico as the score to give or deny credit.

So how do I know when "my score" is good enough to apply for credit?

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i belive myfico uses tu98 for thier fico scoring, and i am not sure an lot of lenders use that system? Correct me if i am wrong