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@Red1Blue wrote:Thanks ducky. One more question. I have the option to add more funds to secure account and increase my CL. Should I keep adding more to the deposit and keep increasing my CL? Does it help from fico stand point of view, getting good CLI every other month or so? On one card I have CL of 2k now and I can increase it upto 5k. On the other card, I have CL of 5k now and I can increase it upto 10-20K. I usually do a PIF and keep things clean. I just show small balances on 2-3 cards every month. In my case increasing the CL would it help me. I have nothing to loose by adding more funds to my deposit to get more CL as my money is earning interest with the bank.