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I just bought the myfico score watch with monitoring and have a question. Will my fico score update on a monthly basis? I ask this because im paying $15 monthly and i read that i get one more score and then i have to pay to get another one. In conclusion im confused, will i get an updated score every month?
Welcome to the forum
Bump for score watch help
@myjourney wrote:Welcome to the forum
Bump for score watch help
for me it updates whenever there is an score change , and if there is no change in score it updates weekly and tells me there has been no change in score.
@learningcredit101 wrote:I just bought the myfico score watch with monitoring and have a question. Will my fico score update on a monthly basis? I ask this because im paying $15 monthly and i read that i get one more score and then i have to pay to get another one. In conclusion im confused, will i get an updated score every month?
My ScoreWatch updates anytime there is a change in balance of ($5 or 5% - I think) and after each major update that will cause the score to change. It is included as part of your monthly fee.
You do not, however, get a new report with each update. It is just the score that updates. Not the Report as well.
Hope that helps
It's the report data that you only get two pulls on with the product: ones in addition to that are paid for seperately.
The scores do update more regularly than once a month for me if there are changes on my credit report.
This is helpful as I'm trying to evaluate what credit monitoring products I need. Thanks for replying to the OP.
Thanks that explains it perfectly.
scorewatch is very frustrating product that forces you to buy more reports to get an exact answer on why your score went up or down. If you use just scorewatch it gives you a list of possible reasons of why your score changed. Its smart for myfico but bad for us.