Welcome to the forum
Car loans
Try your best to walk into the dealership with your own pre-approved financing so they don't shop your loan amount around with 5 different lenders for 5 different HP's
CC's do your research and know that the card is right for you and your long term needs....
In other words don't go wild and 3 months later wish you had gotten the cards that you would use and be rewarded from vs cards you don't or won't use
If at all possible do all your shopping for CC's and auto about the same time so the INQ's all age together but get the auto loan first for the best rates at the lowest APR because any INQ's will lower scores for a thin file...thicker file it may not affect
Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
