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Moderator Emeritus
Posts: 6,182
Registered: ‎03-29-2007
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Short history and amount of new credit...

Can still yield a nice FICO! This is my actual TU score. I have opened several new accounts this year (over a dozen) which of course through off my average age and account history.
 
Remember, always focus on any major baddies before worrying about low hanging fruit such as Inqs, opening new accounts, etc.
 
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Established Contributor
Posts: 749
Registered: ‎08-19-2007
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Re: Short history and amount of new credit...

that's sweet tuscani! which fico product do you use? i like the graphics alot!
Moderator Emeritus
Posts: 16,382
Registered: ‎03-12-2007
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Re: Short history and amount of new credit...

Ok Tusc, now we know one of your scores! Not to be a jerk but I always thought your scores were around 750.Smiley Happy
Credit Profile:
FICO 9: EQ 833 ~ EX 828 ~ TU 824 (07-12-2017)
FICO 8: EQ 830 ~ EX 819 ~ TU 828 (07-12-2017)
FICO 8 Bankcard: EQ 851 ~ EX 849 ~ TU 851 (07-12-2017)
Credit History: 29 years ~ AAoA: 14 years
Total available revolving credit: 157K ~ Cumulative Util: 3% (1 CC reporting a balance)
Inqs: 1 EX (new)
14 Total Accounts on Reports: 9 open, 5 closed. 1 newly opened installment account
New Contributor
Posts: 72
Registered: ‎06-06-2007
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Re: Short history and amount of new credit...

how do you post your picture of the scales? I've wanted to post my fico score page from the 3 cr's but can't seem to figure it out.
TransUnion712Date:10/09/2008/Equifax691Date:09/09/2008/Experian692Date:09/08/2008
Moderator Emeritus
Posts: 16,382
Registered: ‎03-12-2007
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Re: Short history and amount of new credit...

[ Edited ]


caliking wrote:
how do you post your picture of the scales? I've wanted to post my fico score page from the 3 cr's but can't seem to figure it out.


Is this what you what you want to post?
 

Your Latest FICO® Scores

Offical FICO Score Seal

TransUnion

792
Date: 08/10/2007

Equifax

755
Date: 08/10/2007

Experian

734
Date: 08/30/2007


Message Edited by fused111 on 09-18-2007 03:32 PM
Credit Profile:
FICO 9: EQ 833 ~ EX 828 ~ TU 824 (07-12-2017)
FICO 8: EQ 830 ~ EX 819 ~ TU 828 (07-12-2017)
FICO 8 Bankcard: EQ 851 ~ EX 849 ~ TU 851 (07-12-2017)
Credit History: 29 years ~ AAoA: 14 years
Total available revolving credit: 157K ~ Cumulative Util: 3% (1 CC reporting a balance)
Inqs: 1 EX (new)
14 Total Accounts on Reports: 9 open, 5 closed. 1 newly opened installment account
New Contributor
Posts: 72
Registered: ‎06-06-2007
0 Kudos

Re: Short history and amount of new credit...

[ Edited ]
EXACTLY! Your Latest FICO® Scores Offical FICO Score Seal TransUnion 675 Date: 9/18/2007 Equifax 674 Date: 9/12/2007 Experian 654 Date: 9/10/2007 Buy Today's Score Buy Today's Score

Message Edited by caliking on 09-18-2007 08:29 PM
TransUnion712Date:10/09/2008/Equifax691Date:09/09/2008/Experian692Date:09/08/2008
Moderator Emeritus
Posts: 16,382
Registered: ‎03-12-2007
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Re: Short history and amount of new credit...



caliking wrote:
EXACTLY!


It should be easy! I just copied and pasted. Be careful though. After you paste, anything in color and underlined must be deleted and retyped otherwise other will be able to click on this info and see your personal info.
Credit Profile:
FICO 9: EQ 833 ~ EX 828 ~ TU 824 (07-12-2017)
FICO 8: EQ 830 ~ EX 819 ~ TU 828 (07-12-2017)
FICO 8 Bankcard: EQ 851 ~ EX 849 ~ TU 851 (07-12-2017)
Credit History: 29 years ~ AAoA: 14 years
Total available revolving credit: 157K ~ Cumulative Util: 3% (1 CC reporting a balance)
Inqs: 1 EX (new)
14 Total Accounts on Reports: 9 open, 5 closed. 1 newly opened installment account
New Contributor
Posts: 72
Registered: ‎06-06-2007
0 Kudos

Re: Short history and amount of new credit...



fused111 wrote:


caliking wrote:
EXACTLY!


It should be easy! I just copied and pasted. Be careful though. After you paste, anything in color and underlined must be deleted and retyped otherwise other will be able to click on this info and see your personal info.



hmm, I edited my above post. I cut/pasted like you said. But mines just comes out all words no picture.
TransUnion712Date:10/09/2008/Equifax691Date:09/09/2008/Experian692Date:09/08/2008
Moderator Emeritus
Posts: 16,382
Registered: ‎03-12-2007
0 Kudos

Re: Short history and amount of new credit...

That's odd! hmmmmmmm let me think.
Credit Profile:
FICO 9: EQ 833 ~ EX 828 ~ TU 824 (07-12-2017)
FICO 8: EQ 830 ~ EX 819 ~ TU 828 (07-12-2017)
FICO 8 Bankcard: EQ 851 ~ EX 849 ~ TU 851 (07-12-2017)
Credit History: 29 years ~ AAoA: 14 years
Total available revolving credit: 157K ~ Cumulative Util: 3% (1 CC reporting a balance)
Inqs: 1 EX (new)
14 Total Accounts on Reports: 9 open, 5 closed. 1 newly opened installment account
Moderator Emeritus
Posts: 6,182
Registered: ‎03-29-2007
0 Kudos

Re: Short history and amount of new credit...

Thanks guys... yea 742 is tipping the low end for me.. dam new accounts. Smiley Tongue
 
 

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