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Sasha wrote:Hi there!I'm new here...and I was wondering if I cancel some credit cards that are paid off would get me a higher score?....I have a credit score of 690....and I like to cancel a sears card too...please note that I paid everything off...Thanks guys for your help!
The FICO compter likes cards to be used sometimes, and likes the average balance on the cards to be very slightly above zero% of the total available credit. So if you by a banana once a year it will be happier than if you stick it in a closet and ignore it. And it won't like you closing it. It is a pretty dumb computer
Sasha wrote:Thanks for your imput....for some reason I thought i would get a higher fico score...So, i should use them once in a while? Don't want to sound stupid but why?
Sasha wrote:Thanks for your imput....for some reason I thought i would get a higher fico score...So, i should use them once in a while? Don't want to sound stupid but why?