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Should I ask a 12 month old visa to report? Does it help my fico?

Super Contributor

Should I ask a 12 month old visa to report? Does it help my fico?

I have a visa card that is 12 months old and perfect payment history with $1200 CL. Some how it is not reporting to my CR. Should I ask the Creditor to report this to CRA or not? Would it help adding a 12 month old account? Or does it dilute the average age of accounts?
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Moderator Emerita

Re: Should I ask a 12 month old visa to report? Does it help my fico?

What is your average age, and how many total accounts are there? A lot of it depends on how spread out your accounts are, where they're clumped etc.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007