08-07-2007 03:24 PM
08-09-2007 06:09 PM
08-10-2007 02:51 PM
With your scores you should be approved with VERY favorable terms.
I will be applying for CapitalOne Healthcare financing, since I'll be getting Lasik surgery within the month. They are offering 18 month interest free. Should I close this account once it is fully paid off within 18 months? I am hearing mix reviews about CapitalOne, and just want to be sure I am will be doing the best thing for my FICO.Currently, my FICO stands around 750s - 770s.Also, below are the TLs that I currently have, and should I be considering opening any more to improve my FICO. I have always been current and tend to pay off all outstanding balance every month/billing cycle.(1) Visa - CL $7,500 - since 2004 (about 30% or more usage)(2) Mastercard - CL $21,000 - since 1998 (little to no usage)(3) Circuit City Chase Card - $4,000 - since 2006 (paying off my Plasma and will be done Nov. 2007)(4) Chase Mtg (1st)(5) Chase Mtg (2nd) - HELOC(6) Wachovia - car paymentThanks!
08-10-2007 03:10 PM
08-10-2007 03:18 PM
08-10-2007 03:37 PM
Thanks fused111. Do you think it would be prudent to close that account once everything is paid off? I am just wondering if CapitalOne is worth it after the financing is all done and paid off.