08-07-2007 11:35 AM
08-07-2007 11:53 AM - edited 08-07-2007 11:54 AM
aten1701 wrote:Back in June or July of 2006, I purchased a nice Plasma TV from Circuit City, and applied for their CC which gave me 18 month interest free financing. It is due I think this November 2007 or so, in which time I'll pay everything off. I know that the card is through Chase, and am curious if I should just close this card out all together once I pay off the full balance? Will this improve or hurt my credit score?And what is the general thought on these department store credit cards? Should they be closed or not even applied for, in the context of ones FICO? My wife has closed a lot of her dept store cc, but recently applied for an Ann Taylor credit to utilize that 10% off of the first purchase nonsense. We both have our personal scores in the mid 750s.Thanks!
08-07-2007 02:56 PM