Should I get an installment loan?

[jamie123]

I don't know what is up with Alliant as far as the lenght of loan term that they will give you. Some people are able to get 5 years with them but other people can only get 4 years. I don't know why that it is that way but that is how they do it.

[Anonymous]

So I was finally able to apply for the loan this evening. I was able to request 60 months for the term. Of course, we'll see what happens when all is said and done!

[Anonymous]

I applied back in October, after estblishing the savings account and funding it.

Had no issue requesting a shared sercured loan of $500 for 60 months. Using the phrase "shared serured loan".

They then email documents to sign on line.

Week to week and half later, received check for $500 in the mail.

The challenge for me at least, was figuring out how to pay ahead via the website interface. Making 49 or 50 individual payments and a few cups of coffee on Satuday morning :-). But the interface does do the calculating for you, so its easy once you figure it out.

Enjoy...

[Stevielynx]

Funds deposited today and I applied for the secured share loan. I probably should have waited for a day or two, but I'm inpatient.

I got a response asking how would I prefer to contact me, via phone or email.

Is that normal? How long is the average approval from application to funds release?

[Anonymous]

No reply yet. I said email was the preferred communication method and haven't heard a peep. Moving slower than I thought it would...

[CreditMagic7]

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@Anonymous wrote:
No reply yet. I said email was the preferred communication method and haven't heard a peep. Moving slower than I thought it would...

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Good Luck on getting the good results and everything completed so this is finally behind you on it.

I applied late one night this week and after inputting all the info it spit back at the very end that their online system was off-air or something so gonna do a re-do either tomorrow or Friday myself. It was about 2 AM

[Anonymous]

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@CreditMagic7 wrote:

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@Anonymous wrote:
No reply yet. I said email was the preferred communication method and haven't heard a peep. Moving slower than I thought it would...

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Good Luck on getting the good results and everything completed so this is finally behind you on it.

I applied late one night this week and after inputting all the info it spit back at the very end that their online system was off-air or something so gonna do a re-do either tomorrow or Friday myself. It was about 2 AM

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Thanks!  Good luck to you too!  I still haven't heard back so I'm going to call CS to see what the hold-up is.

[Anonymous]

Westriver,,, relax. Give it a week. An associate will contact you via your prferred method. Your in the machine now ;-) time has a different meaning there lol

[manyquestions]

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@Anonymous wrote:

Westriver,,, relax. Give it a week. An associate will contact you via your prferred method. Your in the machine now ;-) time has a different meaning there lol

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+1

[Anonymous]

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@Anonymous wrote:

Westriver,,, relax. Give it a week. An associate will contact you via your prferred method. Your in the machine now ;-) time has a different meaning there lol

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LOL okay Slimshady!  I am taking your advice and not calling.  I guess I'm too used to semi-instantaneous responses.

I'll chill in the Alliant time-free machine until I hear something.