My USAA monitoring service went up to 629 from 602, and my Credit Sesame went up to 634. I paid one card off, last reported balance was 489/500, and paid one to 2% util at 9/500. I have the scorewatch, but it usually doesnt alert me to anything, whether there's been a change or not until friday or saturday.
I don't really want to pay $40 for my EQ and TU for my FICO scores if they haven't changed...we're scheduled for a credit repull 9/26 for a mortgage..
Starting Score: 492 02/12
lol. its a not a real-time monitor. scores are monitored every 7-10 days for changes.
EDIT: if you set your target score to the same as your current score, you will probably get an update within 48 hours, which is faster, but still not real-time. It saves a ton of money for some people who don't need to be constantly pulling reports the day a change might have occured. But there are, of course, other people are happy to constantly pay $40 so they don't have to wait a day or two. I am older and more patient now than I was when I was 18. I certainly will continue waiting for my SW alerts.
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