The bank is hit and miss depending on where you live. Usually Experian though. Actually, you have to buy new reports each time you want to confirm any expected changes or get new scores. The current report you bought is static and is viewable for 30 days.
ljr8 wrote:Thanks, both turned me down in the past when I had no score. Which one does WF bank use? Do I have to buy 3 more reports in 30 days to make sure they've updated my CRs or do they notify me?