Reply
Frequent Contributor
cfstr1
Posts: 436
Registered: ‎06-15-2007

So excited!!!

My auto loan hit the 6 month mark today with on time payments and I received a 23 point increase. Whoo hoo!!!
Super Contributor
MidnightVoice
Posts: 8,158
Registered: ‎03-25-2007

Re: So excited!!!

Nice.
 
I got a random 7 point increase and one of those famous "Your FICO® score went up on a day when there were no credit alerts on your Equifax Credit Report™. " messages  :smileyvery-happy:
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Valued Member
Banshee
Posts: 27
Registered: ‎08-15-2007

Re: So excited!!!

That's great!
I wish I had read this post before I just started a new thread ("How long until new TL's no longer hurt?") :smileyhappy:
So the 6 month mark was significant for you.. did you notice any changes at 3 months?  Had your score dropped when you first opened the loan?
Established Contributor
myhearts07
Posts: 858
Registered: ‎06-26-2007

Re: So excited!!!

Great!!
Moderator Emeritus
masdeocho
Posts: 2,050
Registered: ‎04-17-2007

Re: So excited!!!

WTG!  Your increase may also be due to the aging of your overall credit history.  Tiiiiiiiiiiiiiiime is on your side, yes it is.  :smileyhappy:
-----------------
Bartender, bring another round of FICOtinis please!

9.4.2011: TU 805. EQ 815.
Senior Contributor
ilovepizza
Posts: 3,071
Registered: ‎05-17-2007

Re: So excited!!!

This is Awesome!!!
If we never set higher goals we would never get as far.
sol, credit 101, acr, abbreviations, calc
Senior Contributor
ilovepizza
Posts: 3,071
Registered: ‎05-17-2007

Re: So excited!!!

[ Edited ]

cfstr1 wrote:
My auto loan hit the 6 month mark today with on time payments and I received a 23 point increase. Whoo hoo!!!


Three questions please. Did you get points when you:
1. First opened the loan?
2. After 3 months?
3. How many months is your installment?

Thank you. This would be a very big help to learn from your loan. :smileyhappy:

Message Edited by ilovepizza on 09-19-2007 08:54 AM
If we never set higher goals we would never get as far.
sol, credit 101, acr, abbreviations, calc

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+