Smallfry, Thanks for the advice. I appreciate the help.
I think I will lay off rather than apply for capital one. I was trying to exploit my decent TU file and as I mentioned in my earlier post,
"I was only wondering if I could snatch up one more good card before I go on a hiatus...
I could rotate Juniper and the NewCC and sock Orchard and FP(Not Cap1)."
If I can't get a 'good/prime' card, I will simply wait it out. My AAoA is too young at 1 yr and 7 months and also all 4 of my cards have been opened this year which means 'too many recent accounts' and 'too short history'...
I also read somewhere that Juniper might close a newly issued card if another new card shows up within a month. Not sure if thats true but makes some sense in the current credit atmosphere.
However, I still havent ruled out one option which is to approach my small local bank. The Mgr told me that he would need 640 TU for an Auto or CC approval. I might try one there but am not sure about their CLs and how they would grow if that. Its a First National Bank with just 2 branches.
