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Some times I hate Experian (Credit Score dilemma)

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Isacking97
Regular Contributor

Some times I hate Experian (Credit Score dilemma)

after paying my balance of my Discover my score when up 13 to 19 points except one EXPERIAN, I always have that problem of beeing stuck at 728 or 731 not more from that, any help?

 

 

Accounts:

 

Amex  279/5300

Discover  0/2500

Visa  10/600

 

Student loan (Deferred): $3,449

 

AaA: 11 months

Oldest Account: 1year 5months

 

 

IMG-20170330-WA0005.jpg

 

 

 



Starting Score:EX: 713 EQ: 698
6 REPLIES 6
HeavenOhio
Senior Contributor

Re: Some times I hate Experian (Credit Score dilemma)

How much money did you give to Discover?

Message 2 of 7
Anonymous
Not applicable

Re: Some times I hate Experian (Credit Score dilemma)


@Isacking97 wrote:

after paying my balance of my Discover my score when up 13 to 19 points except one EXPERIAN, I always have that problem of beeing stuck at 728 or 731 not more from that, any help?

 

 

Accounts:

 

Amex  279/5300

Discover  0/2500

Visa  10/600

 

Student loan (Deferred): $3,449

 

AaA: 11 months

Oldest Account: 1year 5months


I bet if you paid that to 0/600 you'd see a bump on all three

Message 3 of 7
Anonymous
Not applicable

Re: Some times I hate Experian (Credit Score dilemma)


@Isacking97 wrote:

after paying my balance of my Discover my score when up 13 to 19 points except one EXPERIAN, I always have that problem of beeing stuck at 728 or 731 not more from that, any help?

 

 

Accounts:

 

Amex  279/5300

Discover  0/2500

Visa  10/600

 

Student loan (Deferred): $3,449

 

AaA: 11 months

Oldest Account: 1year 5months

 

 

IMG-20170330-WA0005.jpg

 

 

 


I hate Equifax. I have a low score I think because of my AAOA on EQ. Perfectly clean files and my EQ just sits there and laughs at me.

Message 4 of 7
Isacking97
Regular Contributor

Re: Some times I hate Experian (Credit Score dilemma)


@HeavenOhio wrote:

How much money did you give to Discover?


$57



Starting Score:EX: 713 EQ: 698
Message 5 of 7
Isacking97
Regular Contributor

Re: Some times I hate Experian (Credit Score dilemma)


@Anonymous wrote:

@Isacking97 wrote:

after paying my balance of my Discover my score when up 13 to 19 points except one EXPERIAN, I always have that problem of beeing stuck at 728 or 731 not more from that, any help?

 

 

Accounts:

 

Amex  279/5300

Discover  0/2500

Visa  10/600

 

Student loan (Deferred): $3,449

 

AaA: 11 months

Oldest Account: 1year 5months


I bet if you paid that to 0/600 you'd see a bump on all three


I hope so



Starting Score:EX: 713 EQ: 698
Message 6 of 7
HeavenOhio
Senior Contributor

Re: Some times I hate Experian (Credit Score dilemma)

I think that having less than half of your cards reporting will likely cause a bump on all three scores.

 

Your overall utilization was already very good before you made the Discover payment. I'd guess that going from 5% to 4% didn't make Experian any more impressed than it already was.

Message 7 of 7
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