TU 628 ex 633 EQ 655 those my FICO 8. TU 684 EQ 681 ex 669. Those my FICO 9. Now anyone comparing my 2 profiles can come to only one conclusion. This guy has medical collections. And it's simple FICO 8 was made to punish people with medical expenses just like our Wonder full politicians. Anyways regarding one of my medical collections. I was preparing to go for a small personal loan from a lender that approves 580 and up and I will still most likely get it . Even with a surprise yesterday. Her is the surprise and can anyone tell me why this happen. I have a medical collection on Tu and EQ for over 3 years. Now out of the blue. They decide to add it to my ex. And drop my score 2 points. Why after 3 years? Is it coz they monitoring me paying off all my collections and good standing with my credit cards? So they decided to put more pressure on me? But of course I didn't get back the 2 points with my FICO 8 this month after all my credit companies reported me as good standing and 2% utilization. And a small balance on one of the 3 cards. No of course I'm not rewarded with that. Except on my FICO 9 . Any suggestions here plz. Thank you
