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@smallfry wrote:
CS is Creditsecure. It's a 3 reports in 1 offered by AMEX. You can open up all three of your credit reports every day without the limitations of the Truecredit 24 hours plus one minute deal. Pretty good service from what I can understand. I think there is a free 30 day trial available on the website. Check it out.
@Anonymous wrote:
@smallfry wrote:
CS is Creditsecure. It's a 3 reports in 1 offered by AMEX. You can open up all three of your credit reports every day without the limitations of the Truecredit 24 hours plus one minute deal. Pretty good service from what I can understand. I think there is a free 30 day trial available on the website. Check it out.
I don't think it was answered if you need to be an AMEX member to use this service.
Brammy wrote:
Des1302 wrote:Brammy is this some kind of marketing trick or is this really true about the credit bureau giving out fake scores?So My FICO is the only place I can get my true Credit score?How could I find out what the lender uses to get their scores from?I know one lender uses CBA...where do they get those scores from?The True credit score that is sold to the comsumer is not the same one that lenders use. Lenders use FICO and the only to places to get a FICO score is either Equifax or here at MYFIO. That being said, regardless of where the creditor gets the score it is some version of the FICO score.Even though you can get a FICO score at Equi fax, it is the mortgage or auto model not the credit card model. WaMu/Providian offer the bankcard enchanced FICO on their site. But each lender can have the score modeled depending on their needs from my understanding.Lenders will use one of 3 bureaus to get your credit score no matter what thrid party they pay to obtain it. It will also be a FIOCO score.TransU and Experian are touting heir scores as the scores for the future but they are not yet in use by anyone I know of. That's why it called hte FAKO it is based on no particular credit score any lender would use. Many people make the mistake of walking into a puchase assured that they know their scores only to be shot down as the scores can be miles from the real thing. It it doesn't carry the seal below, it is ot a true FICO score, the industry standard