TU Bump

[smallfry]

I'm not sure if it has to do with nearly paying off the car loan or if they consider my new accounts to have aged to 1 year but new TU went from 717 to 731 this morning. I think the anniversary dates of the new accounts fall towards end of May so maybe I get another small bump in June. I'm stoked.

[Anonymous]

Up Up & Way up smallfry,  Nice work !!!

[haulingthescoreup]

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@smallfry wrote:
I'm not sure if it has to do with nearly paying off the car loan or if they consider my new accounts to have aged to 1 year but new TU went from 717 to 731 this morning. I think the anniversary dates of the new accounts fall towards end of May so maybe I get another small bump in June. I'm stoked.

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I have gotten my big birthday points (for accounts going over a year) on the first day of the month, and a second minor bump for inqs hitting one year on the exact date that they first hit.

[smallfry]

The accounts are still red flagged as opened in the past year so maybe I get another nudge in June. Interestingly enough when I opened my EQ report it was far lower yet only listed 6 accounts opened in the last year still red flagged. I am beginning to think EQ is dead or my child support line being erroneously reported (other) is now hurting. I am afraid to dispute the line again and restarting the clock. Since I was never in arrears it should not be reporting.

So after 1 year I have gone on TU from 682-731. EQ 682-706. EX 674-717. Utilization 56%-1%. Installment loan (car)25K-3K. Depending upon the file 6-13-14 accounts opened in the past year. Available from 12K-115K. Average age from 5-3 years.

Message Edited by smallfry on 05-12-2008 05:53 AM

Message Edited by smallfry on 05-12-2008 05:53 AM