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TU FICO increased 17 points. YAY and...why?

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Anonymous
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TU FICO increased 17 points. YAY and...why?

I received an e-mail alert that my TU FICO score increased by 17 points. I point shy of 600!

 

There is no change noted with the alert, though. Do EX/TU accounts not get alerts with the credit monitoring? I always have a note included with an EQ change (account balance, etc).

Message 1 of 5
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Anonymous
Not applicable

Re: TU FICO increased 17 points. YAY and...why?

CK updated today as well, and I was hoping it would give me a few clues. There are no changes at all to my TU report. Nothing updated, nothing dropped out, everything is precisely the same as it was 7 days ago. Still scratching my head as to where this increase came from.

Message 2 of 5
CBrent
New Contributor

Re: TU FICO increased 17 points. YAY and...why?

My TU dropped 5 points today. The informaiton on my TU credit report that I pulled today, however, hasn't changed at all from the TU report I pulled about two weeks ago. I'm also at something of a loss to explain the change. 

Message 3 of 5
NRB525
Super Contributor

Re: TU FICO increased 17 points. YAY and...why?


@Anonymous wrote:

I received an e-mail alert that my TU FICO score increased by 17 points. I point shy of 600!

 

There is no change noted with the alert, though. Do EX/TU accounts not get alerts with the credit monitoring? I always have a note included with an EQ change (account balance, etc).


Congratulations! Looks like you are coming back from some significant challenges, and making good progress. This is probably just continued momentum as your scores improve. Maybe not explicitly dropping anything, but aging those negatives and replacing them with positive payment history.

 

Well done!

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 4 of 5
Anonymous
Not applicable

Re: TU FICO increased 17 points. YAY and...why?

Just pushed mine back since my app on Friday.  So I know mine went down 2 points.  Can't say anthing until mine updates again.  I didn't hear of any changes.  I also get alerts when there's a change in my score, etc. from EQ.  Nada.

Message 5 of 5
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