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TU Score is up but FAKO? Where Mortgage scores?

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Anonymous
Not applicable

TU Score is up but FAKO? Where Mortgage scores?

I pulled a CR from the TU website. (Not CreditKarma). I got a score.

 

Is this TU a FAKO? How far off is it from the TU Classic 04?

 

Is there anywhere to pull a TU CLASSIC 04? Used in mortgages?

TU may bump up to our middle score so I'd like to get a good idea of where it's at.

 

I am trying to pull all 3 bureaus and scores that most closely resembles the lender mortgage pull.

 

Where do I go to get our best mortgage scores?

 

MyFico 3B score report is expensive and they use TU 98.

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iv
Valued Contributor

Re: TU Score is up but FAKO? Where Mortgage scores?

I believe Transunion is providing VantageScore 3.0 these days (same as CK, except CK is free...)

 

All three mortgage score ARE available in the 3B report here (not updated with the monthly monitoring, just the one-off 3B pull).

 

You'll find lots of outdated posts here, referencing previous score models available here, but as of right now (Aug 2015), the main scores pulled are FICO 8, and the "Additional FICO Score Versions" section includes the mortgage scores, listed as:

 

  • Equifax FICO Score 5

  • Experian FICO Score 2

  • TransUnion FICO Score 4

Those will match exactly with a mortgage tri-merge.

 

EQ8:850 TU8:850 EX8:850
EQ9:847 TU9:847 EX9:839
EQ5:797 TU4:807 EX2:813 - 2021-06-06
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