TU fico - 653
EQ fico - 676
im guessing that those scores would only get a bit better since i've recently just got my only collection account deleted from my credit reports. also, having a judgement from 2006 that has been paid/satisfied the same year corrected and is now showing closed/paid as of 2006.
but what im confuse about is the things that's affecting my scores. on my EQ, no. 3 reason on what's hurting my score is i have "a short credit history". but on my TU report, it indicates it as pulling my score up because i have "an established credit history". what gives? why is EQ saying i have a shor credit history when it indicates that my oldest account was opened 12 years and 4 months ago and average age of accounts 6 years? does it take into consideration that even though i have that long of a history, from early 2000's to about 2008, i did not have or open any type of credit line? because it was only about 2007 when i got 1 credit card.