03-20-2013 04:11 PM
I was approved for Discover It that reported my TU FICO as 749. I checked my auto loan paperwork, which also pulled TU, but the score is 787 based on a 253-893 range.
It is my understanding that Vantage score has a range of 501 – 990. Is the score given to me by auto finance TU’s own credit score or another product that I’m unaware of? Just curious.
03-20-2013 05:14 PM
03-20-2013 05:28 PM
There are many flavors of FICO.
Here is a thread you may be interested in: http://ficoforums.myfico.com/t5/Understanding-FICO
Thanks for the reply. I was aware that there are many, many "flavors of FICO," but had never seen the 253-893 range before, and it was listed as credit score not FICO. It does really matter, since I land in the same percentile as the true FICO.
03-20-2013 06:09 PM
TU FICO 04 AU range is 253-893 AU means auto.
Thanks! That makes perfect sense, since it was the auto finance company that gave me that number. As I said, it doesn't matter since the percentile is th same. I just like understanding which one is which.