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Valued Contributor
FocusedAndDetermined
Posts: 6,423
Registered: ‎01-05-2013
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TU credit score?

I was approved for Discover It that reported my TU FICO as 749.  I checked my auto loan paperwork, which also pulled TU, but the score is 787 based on a 253-893 range. 

 

It is my understanding that Vantage score has a range of 501 – 990.  Is the score given to me by auto finance TU’s own credit score or another product that I’m unaware of? Just curious.


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guiness56
Posts: 22,406
Registered: ‎01-17-2008
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Valued Contributor
FocusedAndDetermined
Posts: 6,423
Registered: ‎01-05-2013
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Re: TU credit score?


guiness56 wrote:

There are many flavors of FICO.

 

Here is a thread you may be interested in:  http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/The-many-flavors-of-FICO-Editions-version...


Thanks for the reply.  I was aware that there are many, many "flavors of FICO," but had never seen the 253-893 range before, and it was listed as credit score not FICO.  It does really matter, since I land in the same percentile as the true FICO.


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guiness56
Posts: 22,406
Registered: ‎01-17-2008
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Re: TU credit score?

Valued Contributor
FocusedAndDetermined
Posts: 6,423
Registered: ‎01-05-2013
0

Re: TU credit score?


guiness56 wrote:

TU FICO 04 AU range is 253-893  AU means auto.


Thanks! That makes perfect sense, since it was the auto finance company that gave me that number.  As I said, it doesn't matter since the percentile is th same.  I just like understanding which one is which. 



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