TU down 8 points

[bobtail]

Hello,

Miscalculated closing date.  My Orchard card reported $0, balance.  Did not change EQ score, but TU dropped 8 points.  This the only change.  My TU report is thin only have two accounts, one paid mtg and Orchard.  I am positive the paid off card, is the only change.  I had been letting a small balance of 10.00 report.  Cl is 320.00. 

If small balance reports next month will points come back?

[marty56]

Yes.  Interesting in that TU likes me to report 0% util.  I have a mortgage and an autoloan though.  Do you have any major derogs?

[bobtail]

Yes, on TU a paid judgment .  A few days ago, whether to petition court to vacate this judgment caused an interesting discussion in this forum.  Please read my post (bobtail) in preceding thread,  RE: bucket theory.  And place your bet!!!

Message Edited by bobtail on 08-08-2009 10:50 AM

Message Edited by bobtail on 08-08-2009 10:52 AM