I'm kinda new here and I've been reading A LOT about how credit scores are calculated!
myFICO TransUnion score on June 20th was 690.
I applied for BOA Cash Rewards card on July 1st and I was approved!!! It said my TransUnion score was 717!!!!
This is the first time I've ever seen my score above 700!!
I guess my question is, from what I've been reading, there are different models used. I assume that Bank of America uses a different model than myFICO?
And do any of you gurus here know which one they might use? I'm really excited to see that my score was higher than I thought.