cancel
Showing results for 
Search instead for 
Did you mean: 

TU inquiries

Established Contributor

TU inquiries

how come TU inquiries seems to stay on the report for about a year??? I applied for apple financing last year 12-08-2011 and today the inquiry was removed from my TU report? I noticed this a few months as well when a few of my inquiries past 12 months ..never stays longer than 14 months on my TU..any thoughts?


Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU:642 EQ: 651 EX: 646
NFCU cashRewards:$6200 QS:$1500 Merrick:$1200 Cabelas:$1000 SonyVisa: $500 JCrew:$850 Overstock:$850 Express: $1050 PaypalCredit:$2150 NAVCHECK:$10K
Message 1 of 4
3 REPLIES
Moderator Emeritus

Re: TU inquiries

Are you referring to inquiries on your myFICO report?

Message 2 of 4
Established Contributor

Re: TU inquiries


llecs wrote:

Are you referring to inquiries on your myFICO report?


I saw an inquiry dropped off on Creditkarma ..... 


Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU:642 EQ: 651 EX: 646
NFCU cashRewards:$6200 QS:$1500 Merrick:$1200 Cabelas:$1000 SonyVisa: $500 JCrew:$850 Overstock:$850 Express: $1050 PaypalCredit:$2150 NAVCHECK:$10K
Message 3 of 4
Moderator

Re: TU inquiries


kobe2012 wrote:

llecs wrote:

Are you referring to inquiries on your myFICO report?


I saw an inquiry dropped off on Creditkarma ..... 


It's almost certainly still there unless TU made a mistake.

 

CK doesn't report all information, it's actually moderately sanitized in the sense that it only provides your open accounts.  It's entirely possible that they don't report inquiries that are older than a year either... I have a few coming up this week in theory or by January at the latest over the 1 year boundary, I'll see what CK does with them but when I pull my reports either 12/30 or 1/1 (haven't decided which yet), I'm confident they'll still be there on TU or the myFico version as well.

Starting Score: EQ 5 561, TU 98 567, EX 2 599 (12/30/11)
Current Score: EQ 5 771, TU 4 741, EX 2 776, EQ 8 809, TU 8 774, EX 8 822 (1/1/18)
Goal Score:    EQ 5 771, TU 4 750, EX 2 776, EQ 8 809, TU 8 774, EX 8 822 (01/01/19)


Take the myFICO Fitness Challenge
Message 4 of 4