OK, so I looked at my TU report and there was a sudden 30 point drop. My util has gone from 19 to 5%, so my debt has gone from "good" to "very good". Everything else is pretty much identical, but they have decided that 23 total accounts is too many. It has been that number since January, and was 24 nefore that because on aged off at Xmas.
Nothing significant has changed, but my score dropped from 787 to 757.
Very strange. It also says
"
FICO High Achievers have an average of 6 accounts currently paid as agreed."
FICO High Achievers have an average of 6 accounts currently paid as agreed."What?
Well, you are the FICO scoring dartboard today, aren't you?
Have you moved into the 19+ year score bucket? The standards seem especially brutal there.
It seems like they go by those accursed High Achievers characteristics.
The characteristics being accursed, not the High Achievers. Not most of them, anyway.
BTW, does TU display your HELOC balance on the screens that show your revolving balance? Mine does, and it annoys the heck out of me, although it isn't being scored that way. It shows this on util on the second screen, on Credit-at-a-Glance, and on the sim.
Have you moved into the 19+ year score bucket? The standards seem especially brutal there.
It seems like they go by those accursed High Achievers characteristics.The characteristics being accursed, not the High Achievers. Not most of them, anyway.
BTW, does TU display your HELOC balance on the screens that show your revolving balance? Mine does, and it annoys the heck out of me, although it isn't being scored that way. It shows this on util on the second screen, on Credit-at-a-Glance, and on the sim.
I am in the 20 plus years 
TU has the little house next to it
And it is NOT in the revolving credit bit
Hmm, I have a little house, too, but they certainly display it in the revolving balance categories.
I can live with it, since it isn't scored that way, but it certainly is irritating playing with the TU sim, when I have to pretend paying down a balance of $23,284, instead of $5,978.
I can live with it, since it isn't scored that way, but it certainly is irritating playing with the TU sim, when I have to pretend paying down a balance of $23,284, instead of $5,978.
What I have learned is that the higher my scores get, the stranger the FICO comments get.
Once one gets to the high 700s anything can happen to both the score and the comments.
Scout1965 wrote:What I have learned is that the higher my scores get, the stranger the FICO comments get.
Time to go play in the applying for credit bucket again MV!!!!!!!!!!
MidnightVoice wrote:
Once one gets to the high 700s anything can happen to both the score and the comments.
Scout1965 wrote:
What I have learned is that the higher my scores get, the stranger the FICO comments get.
