11-02-2012 08:58 AM
So I have the TU08, due to my Walmart card, but noticed that there are 3 different scoring models and thenumbers range between them. Is there a way to purchase or pbatin the TU98 or the TU04 even though they are the older scoring models?
11-02-2012 09:19 AM - edited 11-02-2012 09:19 AM
3 different versions?
TU sells 21 FICO Scores plus 30 non-FICO scores for a total of 51 scores available to lenders. There are a couple more for consumers.
TU 98 Classic is the TU FICO sold here.
TU 04 Classic is the TU FICO that you will get on a mortgage application other than the tiny percentage that don't require that version and want to use a different one.
TU 8 is reported with a Walmart card, we assume it is what was called Classic in earlier versions.
There are also Industry Option versions of each.
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