Understanding FICO® Scoring

[android01]

Honestly, and if someone from Fair Isaac reads these forums, please answer this question:

IS MYFICO EVER GOING TO OFFER A SCORE FROM AN UPDATED TU MODEL?  A simple yes or no will do.  I feel like I'm wasting my money buying antique TU98 scores.   

Thanks in advance for your prompt response.  

[llecs]

 The smiley emoticon is so old it has wrinkles too.

[android01]

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llecs wrote:

 The smiley emoticon is so old it has wrinkles too.

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Ha!  True.  So does TU98.  Do you have any insight into this perplexing question, llecs?   

[llecs]

I don't know much. Wish I did.

[android01]

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llecs wrote:

I don't know much. Wish I did.

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I know, so do I.  i just don't get it.  Corporate poiltics has never been my strong suit, and rarely have I seen such games played as with the CRA's and Fair Isaac.  It's a shame, really.  As usual, the consumer get;s left in the dust.....

[deadbishop]

Tell me if I am right..tu for example
My fico sells tu98
Walmart gives you tu08
But buying a house they mostly use tu04
So the one I really need is tu04 cause my goal is getting a house some day..
Tu04 I can only get from a mortgage pull correct?
If do what's the point in the other ficos ?

[VirtualCuriosity]

You just have to live with the fact that the confusion is not by accident.  We just have to live by the few obvious reasons scores increase. 

[dddewdrop]

    i have been back and forth with this with a few moderators from this site. They have tried to talk to Fair Isaac management and if I recall correctly they were given the response that Transunion is only willing to license this site to sell TU98 currently and it is up to them.