I have a tax lien for $24,499 that was recorded in May 2007 and released as recorded in error in Sept 2007. TU and Exp quickly and easily deleted it, but Eq has been really difficult. I have disputed it 6 times over the last two years, submitting the recorded in error release each time. Again, they said it was recording correctly. I had enough today and I called all over the place until finally someone with a brain understood it and submitted it to be removed from report.
The only other negative thing on my report is a tax lien for $2,259 that was filed in March 2000. It was released in Sept 2007, although I don't think any of the bureaus are showing that it was released. I haven't asked them to because as I understand it, the day it's released re-ages it, making it seem more current and negatively affecting the score. My plan was to see if it might just drop off in March 2010 and if not, leave it be until Sept 2014, when it would have to be removed.
So, I have two questions. The first is does the amount of a tax lien affect the score? ie is $24,499 ding more than if had only been $100? My FICO says it's the number one thing hurting more score, but because it's "old" it's the third thing helping my score. 2 yrs and 3 mos doesn't seem old to me. EQ said within 48 hours it will be off, but I'm just curious as to how signficant the impact will be.
