I was looking at my info from TrueCredit and found the Pay Status and Type are different between EQ, EX and TU. The account was a collection from April to Oct 2003 when it was PIF. On a score explanation it says I have a recent collection due to the EQ reporting recently from a dispute. See the highlighted areas where I am questioning the reporting and let me know what it should show in your opinion:
Thanks for your help!!!
DP OF EDUCATION
Transunion Experian Equifax
Condition: Derogatory Closed (Paid) Derogatory
Balance: $0 $0
Type: Educational Educational Collection
Pay Status: Collection/Chargeoff Collection/Chargeoff Late 120 Days
(Under the "More about" link this shows up)
TransUnion Experian Equifax
Past Due: $0
High Balance: $394 $394 $394
Terms: 36 months 36 months
Limit:
Payment: $400 $401
Opened: 04/11/2003 04/2003 04/2003
Reported: 06/01/2003 10/27/2003 08/2007
Responsibility: Individual Individual Individual
Remarks:
[TransUnion] Payment after charge off/collection
Paid collection
[Experian] Account seriously past due date/account assigned to attorney, collection agency, or credit grantor's internal collection department.
[Equifax] Paid collection
Student loan
Message Edited by r92503lind on
08-09-2007 07:04 PMMessage Edited by r92503lind on
08-09-2007 08:55 PMMessage Edited by r92503lind on
08-10-2007 07:20 PM
