Reply
Regular Contributor
ee
Posts: 129
Registered: ‎02-19-2008

Thanks Transunion!

Funny story.  About 6 months ago I was emailing a rep at Transunion and questioning a couple of delinquent accounts.   Well, when I re-ran my TU report ALL of my delinquencies had been deleted and it was now showing zero lates with TU.   There were approx 15 lates ranging from 30-60 days.  I was sure that they would pop back on my report but 6 months later and they are still gone.  Apparently the rep got tired of me emailing her.  My TU score is now 70 points higher than my EQ.  Now if I could just get EQ to do the same.....
FICO 05/27/08 TU 721 EQ 681 EX 664
FICO 05/15/08 TU 721 EQ 665 EX 645
FICO 04/26/08 TU 685 EQ 662 EX 626
One "UP" two to go!!!
Regular Contributor
bearcat59
Posts: 130
Registered: ‎08-31-2008

Re: Thanks Transunion!

Emailing a CRA? Never heard of that. Can you fill me in? I would love to handle disputes via email. This is the 1st post I have seen where someone has emailed a CRA. Am I behind times or what? LOL Thanks!
Regular Contributor
ee
Posts: 129
Registered: ‎02-19-2008

Re: Thanks Transunion!

Yeah - I have emailed both TU and EQ reps before.  You can just google '@equifax.com' and names and email addresses will pop up.
FICO 05/27/08 TU 721 EQ 681 EX 664
FICO 05/15/08 TU 721 EQ 665 EX 645
FICO 04/26/08 TU 685 EQ 662 EX 626
One "UP" two to go!!!
Regular Contributor
bearcat59
Posts: 130
Registered: ‎08-31-2008

Re: Thanks Transunion!

Awesome! Thanks so much!!!!
Contributor
TLx
Posts: 79
Registered: ‎01-29-2009

Re: Thanks Transunion!

did you find any name? can you help me? i dont know how to find one.

thank you

Regular Contributor
bearcat59
Posts: 130
Registered: ‎08-31-2008

Re: Thanks Transunion!

sure, which CRA are looking for an email address for?

Established Contributor
rom828
Posts: 927
Registered: ‎08-17-2007

Re: Thanks Transunion!

[ Edited ]

Wow!

 

I assume when you emailed you had to provide you SSN ...or did you get a report first and cite the report number only??

 

I'd love to do this to get a couple of  things corrected which I've not been able to do by traditional dispute methods.

 

(ie: getting all 3 CRAs to delete my DH's Discover acct from my report since I'm no longer AU..and Discover has confirmed over and over for me since January that I'm off his account....but still showing on all bureaus and after disputing came back "verified". )

 

I'm just a little leery of emailing with a lot of sensitive info like SSN and Acct #s since email's not secure.

 

 

ETA:  just tried to the "@equifax" thing but didnt get a list of names.  Am I missing something with that??

 

 

Message Edited by rom828 on 04-10-2009 12:18 PM
FICOS: TU 740(9-4-13) EQ713( 9-4-13) EX 719 (9-9-13)


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+